Buying a home, how does it work?
Yes! You’ve found your dream home. After endless searching, comparing and patiently waiting, the moment has finally arrived: you want to buy. With us, you can do this 100% online, via an estate agent, or a mix of both. But how exactly does it work? Check out the step‑by‑step plan.
Step 1: Register!
Can you already picture yourself living here? The first step is to register. Now you’ll always stay informed about the latest developments! Note: the confirmation email may end up in your spam folder.
Step 2: Add construction numbers to your wish list
Are the construction numbers available online? Then you can easily save your favourites by clicking the heart icon next to the property. This way, you can create your personal wish list. To save your favourites properly, you need a personal account. Don’t have one yet? Create it now so you’re ready for the next step once the sales process starts!
Read more about creating a personal account on the 'Mijn Eigen Huis' service page.
Step 3: Submit your preferences during the registration process
Once sales start, you can select up to 5 construction numbers and place them in your shopping cart. Want to change your preferences or the order? That’s only possible during the registration period. Good to know: a registration is personal and non-transferable. Only one registration per future household is accepted. BPD reserves the right to remove duplicate registrations without prior notice.
Discover which sales documents you can already read via our service page ‘leeswijzer’.
The allocation
The allocation of the houses will then take place. We will try to allocate the house of their highest preference to as many people as possible. We will then look at the most concrete candidates and will use the following consecutive criteria:
- Number of candidates per construction number
If there is one candidate for a construction number, then the house will be allocated to that person. If there are multiple candidates, a second assessment will take place. - Financial check
If there are multiple candidates for one construction number, we will see if a candidate has done a financial check. This shows to us that you can finance the house or pay for it with your own assets. After the start of the sale, you can let us know by uploading a letter from your mortgage provider or financial consultant to your personal account. This upload option becomes available as soon as the sale has started and you indicate your preferences.
Make sure that it states that you can loan the required sum for the house you desire or (partly) afford it with your own assets under the income, capital and/or debt you indicated. This information will only be used for the allocation. We will destroy this information after allocation. - Registration time
If there are multiple candidates for a specific construction number, and they have all done the financial check, then we will finally look at the time of registration as an interested party. This is the time during which you registered for the specific subphase that is going on sale. If you have already registered for an earlier phase, we ask you to register again. Note: it does not concern the registration upon the start of the sale. During the sale period, you can take your time to indicate your preferences (maximum of 5). The house will finally be allocated to the person who has been registered the longest.
We strive towards optimum occupation of all construction numbers. This means that if you are the only person with a preference for a specific construction number, then this construction number will be allocated to you. Even if this is not your first preference. This does not apply to registered people who have done a financial check. These people will be allocated the first free construction number of their highest preference at all times.
YOU'VE GOT A HOUSE!
Congratulations! You’ve been allocated a house. Confirm your option within 48 hours in your personal account. There you will also find all the important documents: from the technical description to the final floor plans of your construction number. Now you can choose how to continue: will you have a sales meeting with the estate agent, or will you complete the entire purchase process online? Changed your mind? Cancel your reservation free of charge through your account.
NO HOUSE?
Unfortunately, there were more candidates than houses. You are now a reserve candidate. If someone withdraws, we will reallocate the home according to the allocation procedure to the remaining candidates who selected that specific building number. You will receive an email if a home is eventually allocated to you. We do not provide insight into your position on the reserve list.
Step 5: Sign contracts digitally
You’re almost the owner! Time for the best part: signing the contracts. After signing, you’ll find everything in your account under personal documents.
Important: Fill in your personal details as completely as possible in your account. These details will appear exactly as provided on the contracts.
You sign the contracts digitally. You can do this at home or at the estate agent’s office.
What happens next?
Within a few working days, the contracts will be ready in your personal account for signing. You will receive an email with a link to sign the contracts digitally.
Buying together? Then your partner will receive a separate email with the same link. You identify yourself via iDIN and log in to your bank. Then you follow a few steps and finally sign digitally. Prefer to sign at the estate agent? That’s also possible. The process remains the same:
- You receive the documents digitally
- You identify yourself via iDIN
- You sign at home or at the estate agent
After signing, the contracts are stored in your personal account. Signing at home? Then take out the champagne to celebrate this big moment in your life!
Your home!