Buying a home, how does it work?
Yes! You’ve found your dream home. After endless searching, comparing and patiently waiting, the moment has finally arrived: you want to buy. With us, you can do this 100% online, via an estate agent, or a mix of both. But how exactly does it work? Check out the step‑by‑step plan.
Step 1: Register!
Can you already picture yourself living here? The first step is to register. Now you’ll always stay informed about the latest developments! Note: the confirmation email may end up in your spam folder.
Step 2: Add construction numbers to your wish list
Are the construction numbers available online? Then you can easily save your favourites by clicking the heart icon next to the property. This way, you can create your personal wish list. To save your favourites properly, you need a personal account. Don’t have one yet? Create it now so you’re ready for the next step once the sales process starts!
Read more about creating a personal account on the 'Mijn Eigen Huis' service page.
Step 3: Submit your preferences during the registration process
Once sales start, you can select up to 5 construction numbers and place them in your shopping cart. Want to change your preferences or the order? That’s only possible during the registration period. Good to know: a registration is personal and non-transferable. Only one registration per future household is accepted. BPD reserves the right to remove duplicate registrations without prior notice.
Discover which sales documents you can already read via our service page ‘leeswijzer’.
The allocation
After that, the houses are assigned by drawing lots. When allocating construction numbers, we strive to match the candidate's highest preferences as much as possible. Within this process, candidates with a financial check are prioritized. We will explain how the process works.
Number of candidates per construction number
If there is only one candidate whom has given a first preference for a certain construction number, the house will automatically be allocated to this person. Are there more candidates with the same first preference? Then we will allocate this construction number by drawing lots.
Drawing lots at notary
If there are several candidates with a first preference for a construction number, this construction number will be assigned by drawing lots. Then we look if there is one candidate with a financial check. If so, the house will be allocated to this candidate. In case there is more than one candidate with a financial check, we allocate by lottery number. The house will be allocated to the candidate with the lowest - and thus best - number.
Candidates that are excluded for their preferred construction number(s) after drawing lots will automatically become a backup candidate. So, if someone refrains from their option on a construction number, we reallocate to the backup candidates with a first preference. In this case, we first allocate to candidates with a financial check in order of lottery number. Followed by the ones without a financial check. If you are the next applicant, we will get in touch with you.
Please note that the financial check states that - given your stated income, assets and/or debt - you can loan the required amount for your preferred house or pay it (partly) with your own assets. This information is only used for the allocation process and will be deleted afterwards. For more information go to the page ‘financial check’.
Optimal occupation
We always strive for an optimal occupation of all construction numbers. Meaning that a specific construction number may be allocated to you if you’re the only one with a preference. Even if this is not your first preference. So once construction numbers remain available after the first round of drawing lots, we repeat the process following above-mentioned criteria but now by focusing on the candidates’ second preferences. Then their third preference, and so on.
YOU'VE GOT A HOUSE!
Congratulations! You’ve been allocated a house. Confirm your option within 48 hours in your personal account. There you will also find all the important documents: from the technical description to the final floor plans of your construction number. Now you can choose how to continue: will you have a sales meeting with the estate agent, or will you complete the entire purchase process online? Changed your mind? Cancel your reservation free of charge through your account.
NO HOUSE?
Unfortunately, there were more candidates than houses. You are now a reserve candidate. If someone withdraws, we will reallocate the home according to the allocation procedure to the remaining candidates who selected that specific building number. You will receive an email if a home is eventually allocated to you. We do not provide insight into your position on the reserve list.
Step 5: Sign contracts digitally
You’re almost the owner! Time for the best part: signing the contracts. After signing, you’ll find everything in your account under personal documents.
Important: Fill in your personal details as completely as possible in your account. These details will appear exactly as provided on the contracts.
You sign the contracts digitally. You can do this at home or at the estate agent’s office.
What happens next?
Within a few working days, the contracts will be ready in your personal account for signing. You will receive an email with a link to sign the contracts digitally.
Buying together? Then your partner will receive a separate email with the same link. You identify yourself via iDIN and log in to your bank. Then you follow a few steps and finally sign digitally. Prefer to sign at the estate agent? That’s also possible. The process remains the same:
- You receive the documents digitally
- You identify yourself via iDIN
- You sign at home or at the estate agent
After signing, the contracts are stored in your personal account. Signing at home? Then take out the champagne to celebrate this big moment in your life!
Your home!